Counterparty

Receiver 41

Id: cpty_sim_harb_7byk98md4p0
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 13

Counterparty Risk Skoor Report →

Skoor

25n=16

Band

clear

Confidence

0.32

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-RET-03 The counterparty's return rate is above five percent.	`counterparty.return_rate`	+15		return rate 1/16
2	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.return_rate	+15		return rate 1/16
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 16,
  "returns": {
    "any": 1,
    "unauthorized": 0
  },
  "scoredN": 16,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.0625,
  "concentration": 0.00124704055114351,
  "confidenceDecay": 1,
  "distinctEntities": 13,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 2,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	25	clear	16	0.32	crs-v1
2026-09-17 19:31Z	10	clear	9	0.23	crs-v1
2026-09-17 19:30Z	null	unscored	2	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_4u5a97qy9eh	ach outgoing DEBIT	$479.47	SETTLED	45	review	2193	2026-09-14 22:45Z
acht_sim_harb_2w0e6lk491l	ach outgoing DEBIT	$608.41	RETURNED	15	clear	2051	2026-09-10 23:38Z
acht_sim_harb_4sd0nopu8x8	ach outgoing CREDIT	$846.05	SETTLED	0	clear	2037	2026-09-10 04:58Z
acht_sim_harb_3cz8m1bx8xe	ach outgoing DEBIT	$706.39	SETTLED	0	clear	2024	2026-09-10 00:43Z
acht_sim_harb_8r9zpc4o8xb	ach outgoing CREDIT	$390.85	SETTLED	0	clear	2016	2026-09-09 22:17Z
acht_sim_harb_3hua5gh37rp	ach outgoing CREDIT	$595.86	SETTLED	0	clear	1501	2026-08-24 23:40Z
acht_sim_harb_8dps7qej7nc	ach outgoing DEBIT	$260.79	SETTLED	15	clear	1472	2026-08-23 21:01Z
acht_sim_harb_azwovwo47ik	ach outgoing CREDIT	$676.08	SETTLED	15	clear	1403	2026-08-22 01:12Z
acht_sim_harb_75zedo456x0	ach outgoing CREDIT	$240.30	SETTLED	15	clear	1187	2026-08-16 04:34Z
acht_sim_harb_2j9r9l8o6ge	ach outgoing CREDIT	$343.19	SETTLED	0	clear	957	2026-08-08 21:48Z
acht_sim_harb_8tpx3aeq6dv	ach outgoing DEBIT	$444.85	SETTLED	0	clear	941	2026-08-08 02:35Z
acht_sim_harb_13o34yu62j	ach outgoing DEBIT	$875.97	SETTLED	0	clear	788	2026-08-03 21:12Z
acht_sim_harb_1z5jb09n5w6	ach outgoing DEBIT	$625.01	SETTLED	0	clear	740	2026-08-02 02:16Z
acht_sim_harb_8tjfte3t5qn	ach outgoing DEBIT	$370.49	SETTLED	0	clear	667	2026-07-30 21:20Z
acht_sim_harb_9naiel484q8	ach outgoing CREDIT	$202.00	COMPLETED	0	clear	252	2026-07-18 00:29Z
acht_sim_harb_7x8vpwtc4p0	ach outgoing DEBIT	$610.34	COMPLETED	10	clear	244	2026-07-17 22:24Z

Alerts on this counterparty

No alerts.