Counterparty

Receiver 55

Id: cpty_sim_harb_79vwg6oe54r
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 7

Counterparty Risk Skoor Report →

Skoor

25n=8

Band

clear

Confidence

0.21

Version

crs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-RET-03 The counterparty's return rate is above five percent.	`counterparty.return_rate`	+15		return rate 1/8
2	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.return_rate	+15		return rate 1/8
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 8,
  "returns": {
    "any": 1,
    "unauthorized": 0
  },
  "scoredN": 8,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.125,
  "concentration": 0.0006855772073902305,
  "confidenceDecay": 1,
  "distinctEntities": 7,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 18,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:31Z	25	clear	8	0.21	crs-v1
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_byembhe3958	ach outgoing DEBIT	$413.69	SETTLED	15	clear	2137	2026-09-13 00:54Z
acht_sim_harb_3ep6lijc84s	ach outgoing CREDIT	$294.79	SETTLED	15	clear	1668	2026-08-30 03:03Z
acht_sim_harb_1bi9fzzl82y	ach outgoing DEBIT	$228.02	SETTLED	35	review	1660	2026-08-30 03:00Z
acht_sim_harb_346ntq8f74h	ach outgoing CREDIT	$306.47	SETTLED	15	clear	1240	2026-08-17 21:57Z
acht_sim_harb_5gakgre46f8	ach outgoing DEBIT	$231.43	SETTLED	15	clear	963	2026-08-08 22:20Z
acht_sim_harb_5r9ifxbu5ve	ach outgoing CREDIT	$831.64	SETTLED	15	clear	752	2026-08-02 04:32Z
acht_sim_harb_2v7fkfsk5f4	ach outgoing DEBIT	$295.89	SETTLED	15	clear	527	2026-07-26 21:14Z
acht_sim_harb_4g0qv5605bm	ach outgoing DEBIT	$795.35	SETTLED	15	clear	499	2026-07-25 20:59Z
acht_sim_harb_9h56jyji54r	ach outgoing CREDIT	$261.94	RETURNED	10	clear	424	2026-07-23 03:48Z

Alerts on this counterparty

No alerts.