Counterparty

Receiver 151

Id: cpty_sim_harb_6sekrmzf7gv
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:31Z
Programs paying it: 1
Entities paying it: 2

Counterparty Risk Skoor Report →

Skoor

nulln=2

Band

unscored

Confidence

null

Version

crs-v1

Unscored: too little history for a number. Treated as Review, never as Clear.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-HIS-02 Three in ten or more of the transfers with this counterparty landed in the review band.	`counterparty.review_share`	+10		100% in the review band
2	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.review_share	+10		100% in the review band
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 2,
  "reason": "history 2 below minimum 3",
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 1,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 1,
  "concentration": 0.0003469216110603955,
  "distinctEntities": 2,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 25,
  "programsWithReturns": 0
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:31Z	null	unscored	2	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the unscored band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $1,000.00
Per day: $5,000.00
Per month: $25,000.00
Re-screen every: 30 days

What unlocks the next band

Unscored: 1 more observation before a number exists. Until then the counterparty moves under the unscored caps, never the clear ones.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_af8pf8z57xy	ach outgoing CREDIT	$378.08	SETTLED	20	clear	1603	2026-08-28 02:18Z
acht_sim_harb_24w01uj57n0	ach outgoing DEBIT	$757.88	SETTLED	0	clear	1491	2026-08-24 05:37Z
acht_sim_harb_4ox8euo07on	ach outgoing DEBIT	$245.77	SETTLED	0	clear	1467	2026-08-23 20:19Z
acht_sim_harb_5ya267g77jc	ach outgoing CREDIT	$464.78	SETTLED	0	clear	1451	2026-08-23 01:22Z
acht_sim_harb_2jd51y517gv	ach outgoing CREDIT	$932.90	SETTLED	40	review	1418	2026-08-22 05:25Z

Alerts on this counterparty

No alerts.