Counterparty

Receiver 5

Id: cpty_sim_harb_5cgaho4r3xi
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 22

Counterparty Risk Skoor Report →

Skoor

10n=56

Band

clear

Confidence

0.80

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 56,
  "returns": {
    "any": 2,
    "unauthorized": 0
  },
  "scoredN": 54,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.07407407407407407,
  "concentration": 0.00395838683463631,
  "confidenceDecay": 1,
  "distinctEntities": 22,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 6,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	10	clear	56	0.80	crs-v1
2026-09-17 19:31Z	10	clear	38	0.62	crs-v1
2026-09-17 19:30Z	null	unscored	2	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_9qfq1dpn9ij	ach outgoing DEBIT	$599.37	SUBMITTED	30	review	2230	2026-09-16 21:31Z
acht_sim_harb_bcasc24b99s	ach outgoing DEBIT	$640.92	SETTLED	15	clear	2157	2026-09-13 22:08Z
rttr_sim_harb_529t4x5991s	realtime outgoing	$698.61	COMPLETED	15	clear	2034	2026-09-10 23:00Z
acht_sim_harb_45bzc23j8yn	ach outgoing DEBIT	$534.76	SETTLED	15	clear	2013	2026-09-09 21:23Z
acht_sim_harb_az924d8m8sx	ach outgoing DEBIT	$238.63	SETTLED	30	review	1981	2026-09-08 05:59Z
acht_sim_harb_5l3g82q28u1	ach outgoing DEBIT	$820.52	SETTLED	15	clear	1982	2026-09-08 04:34Z
acht_sim_harb_1ljam1338ko	ach outgoing CREDIT	$253.97	RETURNED	30	review	1849	2026-09-05 01:49Z
acht_sim_harb_av8ybgy78hf	ach outgoing CREDIT	$477.28	SETTLED	15	clear	1805	2026-09-03 20:15Z
acht_sim_harb_btm0f8138df	ach outgoing CREDIT	$189.21	SETTLED	30	review	1801	2026-09-03 03:43Z
acht_sim_harb_ar31fw8685s	ach outgoing CREDIT	$213.87	SETTLED	15	clear	1677	2026-08-30 20:22Z
acht_sim_harb_3wwzp5dm83s	ach outgoing DEBIT	$785.69	SETTLED	15	clear	1661	2026-08-30 01:16Z
acht_sim_harb_9xexub1s7x4	ach outgoing CREDIT	$659.82	SETTLED	30	review	1576	2026-08-27 04:14Z
acht_sim_harb_5q7penjq7t1	ach outgoing DEBIT	$300.76	SETTLED	15	clear	1548	2026-08-26 02:06Z
acht_sim_harb_7fv9ulv57rs	ach outgoing CREDIT	$499.25	SETTLED	15	clear	1499	2026-08-24 23:07Z
acht_sim_harb_wp6bq827p4	ach outgoing DEBIT	$761.53	SETTLED	15	clear	1497	2026-08-24 22:50Z
acht_sim_harb_4h83blrk7lg	ach outgoing CREDIT	$448.41	RETURNED	15	clear	1463	2026-08-23 04:40Z
acht_sim_harb_2nhcn6x07k9	ach outgoing CREDIT	$333.85	SETTLED	0	clear	1452	2026-08-23 01:46Z
acht_sim_harb_9wfad53g7b1	ach outgoing DEBIT	$371.75	SETTLED	0	clear	1339	2026-08-20 02:59Z
acht_sim_harb_7qlftmyp6zu	ach outgoing DEBIT	$339.82	SETTLED	0	clear	1217	2026-08-17 00:18Z
acht_sim_harb_bynhgkbl6yl	ach outgoing DEBIT	$413.07	SETTLED	0	clear	1192	2026-08-16 05:44Z
acht_sim_harb_byk9lrv46vh	ach outgoing CREDIT	$193.26	SETTLED	15	clear	1140	2026-08-14 20:59Z
acht_sim_harb_3hhqciug6ql	ach outgoing DEBIT	$566.47	SETTLED	0	clear	1102	2026-08-13 03:13Z
acht_sim_harb_a4n8hudi6qf	ach outgoing DEBIT	$482.41	SETTLED	0	clear	1086	2026-08-12 22:34Z
acht_sim_harb_13du7g8m6i8	ach outgoing CREDIT	$381.55	SETTLED	0	clear	1009	2026-08-10 03:34Z
acht_sim_harb_1obgmpas6fb	ach outgoing CREDIT	$829.69	SETTLED	15	clear	972	2026-08-09 00:27Z
acht_sim_harb_3c4z9h8i6cp	ach outgoing CREDIT	$726.84	SETTLED	0	clear	939	2026-08-08 02:13Z
acht_sim_harb_aqx387br6bc	ach outgoing DEBIT	$198.58	SETTLED	20	clear	895	2026-08-06 21:36Z
acht_sim_harb_bqbopj0y660	ach outgoing CREDIT	$242.51	SETTLED	0	clear	848	2026-08-05 01:00Z
acht_sim_harb_2elvwfwf634	ach outgoing DEBIT	$205.56	SETTLED	0	clear	813	2026-08-04 03:52Z
acht_sim_harb_axtwypcy5u7	ach outgoing DEBIT	$299.64	SETTLED	0	clear	718	2026-08-01 03:34Z
acht_sim_harb_9qmkh3ww5qk	ach outgoing CREDIT	$402.00	SETTLED	0	clear	672	2026-07-30 22:03Z
acht_sim_harb_3t1umekk5n3	ach outgoing CREDIT	$275.98	SETTLED	0	clear	650	2026-07-30 03:37Z
acht_sim_harb_6trbjswp5ed	ach outgoing CREDIT	$504.06	SETTLED	0	clear	546	2026-07-27 02:20Z
acht_sim_harb_75ob0mxp5b4	ach outgoing CREDIT	$288.69	SETTLED	0	clear	522	2026-07-26 04:04Z
acht_sim_harb_12f3lmqx5ca	ach outgoing DEBIT	$436.68	SETTLED	0	clear	520	2026-07-26 03:01Z
acht_sim_harb_7ib11n7m5dg	ach outgoing DEBIT	$245.32	SETTLED	0	clear	500	2026-07-25 21:13Z
acht_sim_harb_tboih5c5aj	ach outgoing DEBIT	$192.37	SETTLED	0	clear	494	2026-07-25 05:06Z
acht_sim_harb_7dqu5sv59r	ach outgoing DEBIT	$615.19	SETTLED	0	clear	471	2026-07-24 20:19Z
acht_sim_harb_1hq8iqnv58l	ach outgoing CREDIT	$431.13	SETTLED	0	clear	460	2026-07-24 03:20Z
acht_sim_harb_8zit7ayv564	ach outgoing DEBIT	$410.10	SETTLED	0	clear	450	2026-07-24 01:53Z

Alerts on this counterparty

No alerts.