Counterparty

Receiver 8

Id: cpty_sim_harb_5c4gzv2s3xi
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 18

Counterparty Risk Skoor Report →

Skoor

10n=33

Band

clear

Confidence

0.56

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 33,
  "returns": {
    "any": 1,
    "unauthorized": 0
  },
  "scoredN": 33,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.002232169661007444,
  "confidenceDecay": 1,
  "distinctEntities": 18,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 4,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	10	clear	33	0.56	crs-v1
2026-09-17 19:31Z	10	clear	26	0.46	crs-v1
2026-09-17 19:30Z	null	unscored	2	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_8ds8kw0097q	ach outgoing CREDIT	$490.52	SETTLED	0	clear	2121	2026-09-12 22:26Z
acht_sim_harb_23sf8oke939	ach outgoing DEBIT	$236.02	SETTLED	0	clear	2092	2026-09-12 01:45Z
acht_sim_harb_cqeh0ice94r	ach outgoing DEBIT	$403.97	SETTLED	0	clear	2085	2026-09-11 23:33Z
acht_sim_harb_4hi3fnqj91i	ach outgoing CREDIT	$588.07	SETTLED	15	clear	2065	2026-09-11 05:44Z
acht_sim_harb_7s9arij887i	ach outgoing DEBIT	$337.92	SETTLED	0	clear	1699	2026-08-31 05:00Z
acht_sim_harb_7gfsz4t985d	ach outgoing DEBIT	$205.26	SETTLED	0	clear	1685	2026-08-30 22:04Z
acht_sim_harb_a169ozuh7v6	ach outgoing DEBIT	$366.75	SETTLED	15	clear	1561	2026-08-26 04:20Z
acht_sim_harb_bj7szjld742	ach outgoing CREDIT	$351.35	SETTLED	0	clear	1250	2026-08-17 23:45Z
acht_sim_harb_2t6utduv6lu	ach outgoing DEBIT	$587.37	SETTLED	15	clear	1055	2026-08-11 05:59Z
acht_sim_harb_8lg3a3r56jb	ach outgoing DEBIT	$458.97	SETTLED	0	clear	1014	2026-08-10 05:12Z
acht_sim_harb_bg1t3xdx69t	ach outgoing CREDIT	$880.09	SETTLED	0	clear	901	2026-08-06 22:34Z
acht_sim_harb_3lo1c7oo68s	ach outgoing CREDIT	$279.27	SETTLED	0	clear	877	2026-08-06 02:04Z
acht_sim_harb_ciahg8vz637	ach outgoing DEBIT	$190.59	SETTLED	0	clear	798	2026-08-04 00:47Z
acht_sim_harb_1je3k9dp610	ach outgoing CREDIT	$458.69	SETTLED	0	clear	794	2026-08-03 23:28Z
acht_sim_harb_af4jxjgz616	ach outgoing CREDIT	$524.42	SETTLED	0	clear	786	2026-08-03 20:26Z
acht_sim_harb_3lle04l05zd	ach outgoing DEBIT	$912.95	RETURNED	0	clear	773	2026-08-03 03:45Z
acht_sim_harb_75bp5rkb5ug	ach outgoing CREDIT	$525.39	SETTLED	0	clear	723	2026-08-01 04:30Z
acht_sim_harb_c3f292915n9	ach outgoing CREDIT	$206.48	SETTLED	0	clear	652	2026-07-30 03:53Z
acht_sim_harb_apgy2fjf5k8	ach outgoing CREDIT	$191.87	SETTLED	0	clear	630	2026-07-29 04:33Z
acht_sim_harb_2g66zs4p5l2	ach outgoing DEBIT	$238.09	SETTLED	15	clear	622	2026-07-29 03:33Z
acht_sim_harb_ama4wki15j0	ach outgoing CREDIT	$740.86	SETTLED	0	clear	588	2026-07-28 03:41Z
acht_sim_harb_2b0rj32z5dm	ach outgoing DEBIT	$234.98	SETTLED	0	clear	533	2026-07-26 22:21Z
acht_sim_harb_1wo86ulz5dj	ach outgoing DEBIT	$459.28	SETTLED	0	clear	521	2026-07-26 03:53Z
acht_sim_harb_54es1be757k	ach outgoing DEBIT	$189.67	SETTLED	0	clear	446	2026-07-24 00:05Z
acht_sim_harb_b9dlz9e457r	ach outgoing DEBIT	$723.67	SETTLED	0	clear	434	2026-07-23 20:27Z
acht_sim_harb_92cyek7t56j	ach outgoing DEBIT	$230.46	SETTLED	0	clear	433	2026-07-23 20:21Z
acht_sim_harb_bzr5mnaa535	ach outgoing CREDIT	$259.05	SETTLED	15	clear	420	2026-07-23 03:14Z
acht_sim_harb_891ez15o50h	ach outgoing DEBIT	$245.10	SETTLED	0	clear	388	2026-07-22 02:40Z
acht_sim_harb_al5py68i4rs	ach outgoing DEBIT	$240.13	SETTLED	0	clear	283	2026-07-19 02:49Z
acht_sim_harb_2x8bq4bh4ts	ach outgoing DEBIT	$315.55	SETTLED	0	clear	279	2026-07-19 00:35Z
acht_sim_harb_8a5i31hi4o2	ach outgoing DEBIT	$754.00	COMPLETED	0	clear	213	2026-07-16 20:03Z
acht_sim_harb_ag461vp448d	ach outgoing DEBIT	$690.17	MANUAL_REVIEW	15	clear	68	2026-07-12 22:43Z
acht_sim_harb_1q2zyd1144w	ach outgoing CREDIT	$729.51	COMPLETED	10	clear	68	2026-07-11 23:33Z

Alerts on this counterparty

No alerts.