Counterparty

Receiver 96

Id: cpty_sim_harb_56soaw6s65b
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 1

Counterparty Risk Skoor Report →

Skoor

nulln=1

Band

unscored

Confidence

null

Version

crs-v1

Unscored: too little history for a number. Treated as Review, never as Clear.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 1,
  "reason": "history 1 below minimum 3",
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 1,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.00036587189836382054,
  "distinctEntities": 1,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 43,
  "programsWithReturns": 0
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the unscored band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $1,000.00
Per day: $5,000.00
Per month: $25,000.00
Re-screen every: 30 days

What unlocks the next band

Unscored: 2 more observations before a number exists. Until then the counterparty moves under the unscored caps, never the clear ones.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_7d7qhyqg7ya	ach outgoing CREDIT	$257.21	SETTLED	0	clear	1605	2026-08-28 01:29Z
acht_sim_harb_msgb9nc7l7	ach outgoing CREDIT	$868.37	SETTLED	0	clear	1443	2026-08-23 00:20Z
acht_sim_harb_361hijky76h	ach outgoing DEBIT	$297.28	SETTLED	0	clear	1296	2026-08-19 00:58Z
acht_sim_harb_6jctjo8t79l	ach outgoing DEBIT	$827.10	SETTLED	30	review	1283	2026-08-18 21:16Z
acht_sim_harb_9vu393hg6l0	ach outgoing DEBIT	$816.47	SETTLED	0	clear	1054	2026-08-11 05:42Z
acht_sim_harb_1g6xnfmo69k	ach outgoing DEBIT	$516.57	SETTLED	0	clear	878	2026-08-06 03:27Z
acht_sim_harb_1pw7htrd65b	ach outgoing DEBIT	$923.03	SETTLED	25	clear	844	2026-08-05 00:58Z

Alerts on this counterparty

No alerts.