Counterparty

Receiver 98

Id: cpty_sim_harb_51byhqb667g
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 2

Counterparty Risk Skoor Report →

Skoor

nulln=2

Band

unscored

Confidence

null

Version

crs-v1

Unscored: too little history for a number. Treated as Review, never as Clear.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 2,
  "reason": "history 2 below minimum 3",
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 1,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.00024865780885468587,
  "distinctEntities": 2,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 42,
  "programsWithReturns": 0
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:30Z	null	unscored	2	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the unscored band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $1,000.00
Per day: $5,000.00
Per month: $25,000.00
Re-screen every: 30 days

What unlocks the next band

Unscored: 1 more observation before a number exists. Until then the counterparty moves under the unscored caps, never the clear ones.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_azvbyr8e8d9	ach outgoing CREDIT	$575.74	SETTLED	15	clear	1804	2026-09-03 05:50Z
acht_sim_harb_87jnjvsk7vy	ach outgoing DEBIT	$578.01	SETTLED	0	clear	1568	2026-08-26 22:36Z
acht_sim_harb_31ywb5p72n	ach outgoing DEBIT	$836.33	SETTLED	0	clear	1243	2026-08-17 22:50Z
acht_sim_harb_a696746t6uz	ach outgoing CREDIT	$237.91	SETTLED	0	clear	1149	2026-08-15 00:30Z
acht_sim_harb_c5ql7oju6si	ach outgoing CREDIT	$531.44	SETTLED	15	clear	1118	2026-08-13 22:23Z
acht_sim_harb_268f7llu6fz	ach outgoing DEBIT	$372.98	SETTLED	0	clear	953	2026-08-08 20:29Z
acht_sim_harb_264n21md6gt	ach outgoing CREDIT	$362.73	SETTLED	0	clear	952	2026-08-08 20:22Z
acht_sim_harb_9mk5f7ya6dp	ach outgoing DEBIT	$316.38	SETTLED	0	clear	943	2026-08-08 03:15Z
acht_sim_harb_qndysk867g	ach outgoing DEBIT	$349.81	SETTLED	0	clear	894	2026-08-06 05:57Z
acht_sim_harb_7ylbreue69e	ach outgoing DEBIT	$303.50	SETTLED	10	clear	862	2026-08-05 20:36Z

Alerts on this counterparty

No alerts.