Counterparty

Receiver 22

Id: cpty_sim_harb_4xhi8plw40f
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 15

Counterparty Risk Skoor Report →

Skoor

10n=19

Band

clear

Confidence

0.37

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 19,
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 19,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.0013255866024819438,
  "confidenceDecay": 1,
  "distinctEntities": 15,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 4,
  "programsWithReturns": 0
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	10	clear	19	0.37	crs-v1
2026-09-17 19:31Z	10	clear	12	0.26	crs-v1
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_1l2691rt9j3	ach outgoing CREDIT	$321.41	SUBMITTED	0	clear	2238	2026-09-17 00:19Z
acht_sim_harb_am83i9v49bp	ach outgoing DEBIT	$884.98	SETTLED	15	clear	2191	2026-09-14 21:51Z
acht_sim_harb_4np1akdp96z	ach outgoing CREDIT	$352.47	SETTLED	15	clear	2147	2026-09-13 05:41Z
acht_sim_harb_6n4tla4q96k	ach outgoing CREDIT	$514.69	SETTLED	0	clear	2145	2026-09-13 04:46Z
acht_sim_harb_2yp9qb2t8vs	ach outgoing DEBIT	$471.20	SETTLED	15	clear	2005	2026-09-09 02:59Z
acht_sim_harb_3g1npe3m7x1	ach outgoing DEBIT	$396.45	SETTLED	0	clear	1572	2026-08-26 23:55Z
acht_sim_harb_1rxdlrlf7a0	ach outgoing CREDIT	$799.37	SETTLED	0	clear	1348	2026-08-20 05:19Z
acht_sim_harb_1f2qxxu577x	ach outgoing CREDIT	$470.43	SETTLED	0	clear	1294	2026-08-19 00:03Z
acht_sim_harb_ayr0k68y72f	ach outgoing CREDIT	$593.08	SETTLED	0	clear	1205	2026-08-16 22:56Z
acht_sim_harb_4uf8t9gz6v2	ach outgoing CREDIT	$594.70	SETTLED	0	clear	1161	2026-08-15 05:42Z
acht_sim_harb_cipmlyjz6ow	ach outgoing DEBIT	$213.13	SETTLED	0	clear	1067	2026-08-12 02:34Z
acht_sim_harb_1l7tc2o46m4	ach outgoing DEBIT	$402.67	SETTLED	0	clear	1043	2026-08-11 04:05Z
acht_sim_harb_ardg0ato6n5	ach outgoing CREDIT	$222.60	SETTLED	0	clear	1041	2026-08-11 04:01Z
acht_sim_harb_ebpc2c95ke	ach outgoing CREDIT	$298.51	SETTLED	0	clear	616	2026-07-29 00:44Z
acht_sim_harb_6s3osvdv5h3	ach outgoing CREDIT	$411.87	SETTLED	0	clear	568	2026-07-27 21:50Z
acht_sim_harb_7zbv3tqh5g6	ach outgoing DEBIT	$203.28	SETTLED	0	clear	534	2026-07-26 22:28Z
acht_sim_harb_7bdifcin571	ach outgoing CREDIT	$323.97	SETTLED	0	clear	466	2026-07-24 04:34Z
acht_sim_harb_2ieh89r152t	ach outgoing CREDIT	$721.82	SETTLED	0	clear	416	2026-07-23 01:23Z
acht_sim_harb_1lj621og4lx	ach outgoing DEBIT	$304.92	COMPLETED	0	clear	217	2026-07-16 21:42Z
acht_sim_harb_5x0av2w04ai	ach outgoing CREDIT	$476.15	COMPLETED	0	clear	116	2026-07-13 05:56Z
acht_sim_harb_4278ku3z40f	ach outgoing CREDIT	$588.16	COMPLETED	10	clear	32	2026-07-10 22:03Z

Alerts on this counterparty

No alerts.