Counterparty

Receiver 49

Id: cpty_sim_harb_48sr0ikw512
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 10

Counterparty Risk Skoor Report →

Skoor

10n=12

Band

clear

Confidence

0.27

Version

crs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 12,
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 12,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.001280997441575613,
  "confidenceDecay": 1,
  "distinctEntities": 10,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 23,
  "programsWithReturns": 0
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:31Z	10	clear	12	0.27	crs-v1
2026-09-17 19:30Z	null	unscored	2	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_3fyq215j92c	ach outgoing DEBIT	$863.82	SETTLED	0	clear	2103	2026-09-12 04:34Z
acht_sim_harb_27qsgcph8mj	ach outgoing DEBIT	$700.49	SETTLED	0	clear	1885	2026-09-06 00:52Z
acht_sim_harb_210k61rx8h9	ach outgoing DEBIT	$801.19	SETTLED	15	clear	1813	2026-09-04 00:06Z
acht_sim_harb_1td122437sg	ach outgoing CREDIT	$343.22	SETTLED	0	clear	1511	2026-08-25 01:13Z
acht_sim_harb_6l0ujrc17b4	ach outgoing CREDIT	$254.10	SETTLED	15	clear	1332	2026-08-20 00:41Z
acht_sim_harb_96iphrp46lo	ach outgoing CREDIT	$505.23	SETTLED	0	clear	1020	2026-08-10 20:57Z
acht_sim_harb_8908s7576it	ach outgoing CREDIT	$488.15	SETTLED	0	clear	997	2026-08-09 23:10Z
acht_sim_harb_aj0mrxgh6fn	ach outgoing CREDIT	$443.99	SETTLED	0	clear	962	2026-08-08 22:17Z
acht_sim_harb_653bjyl563s	ach outgoing DEBIT	$289.72	SETTLED	0	clear	856	2026-08-05 03:31Z
acht_sim_harb_1f289imx65x	ach outgoing DEBIT	$698.94	SETTLED	0	clear	827	2026-08-04 20:42Z
acht_sim_harb_i40ove85s0	ach outgoing CREDIT	$588.97	SETTLED	0	clear	665	2026-07-30 20:52Z
acht_sim_harb_76rt3rm25lu	ach outgoing CREDIT	$569.37	SETTLED	0	clear	633	2026-07-29 05:22Z
acht_sim_harb_anf95oeq53k	ach outgoing DEBIT	$499.52	SETTLED	0	clear	422	2026-07-23 03:41Z
acht_sim_harb_1mfptkaj52l	ach outgoing CREDIT	$551.32	SETTLED	0	clear	379	2026-07-22 00:08Z
acht_sim_harb_5xztj63w512	ach outgoing DEBIT	$471.96	SETTLED	10	clear	373	2026-07-21 22:19Z

Alerts on this counterparty

No alerts.