Counterparty

Receiver 31

Id: cpty_sim_harb_47fxhhq34bs
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 8

Counterparty Risk Skoor Report →

Skoor

25n=9

Band

clear

Confidence

0.23

Version

crs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-RET-03 The counterparty's return rate is above five percent.	`counterparty.return_rate`	+15		return rate 1/9
2	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.return_rate	+15		return rate 1/9
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 9,
  "returns": {
    "any": 1,
    "unauthorized": 0
  },
  "scoredN": 9,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.0010940610156599286,
  "confidenceDecay": 1,
  "distinctEntities": 8,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 26,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:31Z	25	clear	9	0.23	crs-v1
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_58iltcyf8z3	ach outgoing CREDIT	$687.42	SETTLED	15	clear	2011	2026-09-09 20:59Z
acht_sim_harb_assl3e048pj	ach outgoing DEBIT	$333.45	SETTLED	15	clear	1922	2026-09-07 01:35Z
acht_sim_harb_aqpqykom82h	ach outgoing DEBIT	$269.93	SETTLED	15	clear	1642	2026-08-29 04:34Z
acht_sim_harb_4abchr287tw	ach outgoing CREDIT	$294.63	SETTLED	15	clear	1551	2026-08-26 02:58Z
acht_sim_harb_3ggvvy6m7p1	ach outgoing DEBIT	$481.90	SETTLED	30	review	1525	2026-08-25 05:55Z
acht_sim_harb_bujp1v677np	ach outgoing CREDIT	$834.85	SETTLED	15	clear	1486	2026-08-24 04:04Z
acht_sim_harb_1alsz4zo7iu	ach outgoing DEBIT	$492.35	SETTLED	15	clear	1420	2026-08-22 05:17Z
acht_sim_harb_7h68wpjd6l6	ach outgoing CREDIT	$503.56	SETTLED	15	clear	1026	2026-08-10 23:34Z
acht_sim_harb_9xljxrvf5vk	ach outgoing DEBIT	$229.16	SETTLED	15	clear	741	2026-08-02 02:16Z
acht_sim_harb_8hkex9if5nv	ach outgoing CREDIT	$655.40	SETTLED	15	clear	656	2026-07-30 04:34Z
acht_sim_harb_ahbe519k59h	ach outgoing CREDIT	$643.29	RETURNED	0	clear	473	2026-07-24 21:22Z
acht_sim_harb_2m04pujw532	ach outgoing CREDIT	$770.01	SETTLED	0	clear	429	2026-07-23 05:34Z
acht_sim_harb_6oi5v5bi4wr	ach outgoing CREDIT	$406.76	SETTLED	0	clear	338	2026-07-20 22:29Z
acht_sim_harb_2vodbzk94rv	ach outgoing CREDIT	$505.94	SETTLED	0	clear	274	2026-07-18 23:06Z
acht_sim_harb_38vkr3bn4bs	ach outgoing CREDIT	$201.29	COMPLETED	10	clear	149	2026-07-14 04:53Z

Alerts on this counterparty

No alerts.