Counterparty

Receiver 7

Id: cpty_sim_harb_43g418v43xi
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 23

Counterparty Risk Skoor Report →

Skoor

10n=40

Band

clear

Confidence

0.66

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 40,
  "returns": {
    "any": 2,
    "unauthorized": 0
  },
  "scoredN": 39,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.23076923076923078,
  "concentration": 0.0026348698034028236,
  "confidenceDecay": 1,
  "distinctEntities": 23,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 4,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	10	clear	40	0.66	crs-v1
2026-09-17 19:31Z	25	clear	27	0.48	crs-v1
2026-09-17 19:30Z	null	unscored	2	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_8qwn48de9iy	ach outgoing DEBIT	$583.26	SUBMITTED	15	clear	2258	2026-09-17 03:42Z
acht_sim_harb_9j96w2rf9fs	ach outgoing CREDIT	$369.48	SETTLED	45	review	2236	2026-09-16 00:57Z
acht_sim_harb_5vjs59wr96w	ach outgoing CREDIT	$714.92	SETTLED	15	clear	2119	2026-09-12 21:49Z
acht_sim_harb_5gwjaj9f92f	ach outgoing DEBIT	$341.32	SETTLED	30	review	2103	2026-09-12 05:07Z
acht_sim_harb_3ttp1e588ww	ach outgoing DEBIT	$338.13	SETTLED	15	clear	2030	2026-09-10 01:33Z
acht_sim_harb_arm1u43x8yq	ach outgoing DEBIT	$241.36	SETTLED	15	clear	2029	2026-09-10 01:27Z
acht_sim_harb_94pw32lh8og	ach outgoing CREDIT	$560.14	SETTLED	15	clear	1898	2026-09-06 05:04Z
acht_sim_harb_a40lxku18my	ach outgoing CREDIT	$345.03	SETTLED	15	clear	1883	2026-09-06 00:07Z
acht_sim_harb_1q3dublb8go	ach outgoing CREDIT	$527.38	SETTLED	30	review	1821	2026-09-04 04:31Z
acht_sim_harb_4jc3r3fi8j3	ach outgoing DEBIT	$253.13	MANUAL_REVIEW	50	review	1790	2026-09-03 21:47Z
acht_sim_harb_1mnni7jn7ws	ach outgoing CREDIT	$495.64	SETTLED	30	review	1578	2026-08-27 05:07Z
acht_sim_harb_bivppnn27vm	ach outgoing DEBIT	$532.64	SETTLED	30	review	1561	2026-08-26 20:48Z
acht_sim_harb_6ub278ql7rj	ach outgoing DEBIT	$518.89	SETTLED	15	clear	1505	2026-08-25 00:46Z
acht_sim_harb_6hs7zl9q7ht	ach outgoing CREDIT	$456.98	SETTLED	15	clear	1397	2026-08-21 23:56Z
acht_sim_harb_b9ughtq97dc	ach outgoing CREDIT	$816.50	SETTLED	35	review	1374	2026-08-21 02:09Z
acht_sim_harb_1z4v93jt72w	ach outgoing DEBIT	$345.46	SETTLED	15	clear	1269	2026-08-18 04:43Z
acht_sim_harb_595mczek745	ach outgoing CREDIT	$191.22	SETTLED	45	review	1257	2026-08-18 03:46Z
acht_sim_harb_3nkcjj3p6by	ach outgoing CREDIT	$805.71	SETTLED	15	clear	928	2026-08-07 23:25Z
acht_sim_harb_2oc4h33s684	ach outgoing CREDIT	$213.90	SETTLED	15	clear	886	2026-08-06 04:36Z
acht_sim_harb_axclk4sa67v	ach outgoing DEBIT	$358.53	SETTLED	15	clear	876	2026-08-06 01:46Z
acht_sim_harb_bfc4qh6360r	ach outgoing DEBIT	$215.60	SETTLED	30	review	805	2026-08-04 04:12Z
acht_sim_harb_63cfzxhn5pb	ach outgoing CREDIT	$243.26	SETTLED	15	clear	695	2026-07-31 03:39Z
acht_sim_harb_aewuxhp65oa	ach outgoing DEBIT	$228.84	SETTLED	15	clear	658	2026-07-30 05:40Z
acht_sim_harb_98whpgoq5kz	ach outgoing DEBIT	$526.59	SETTLED	15	clear	624	2026-07-29 03:08Z
acht_sim_harb_6xwenmea5m9	ach outgoing CREDIT	$576.59	SETTLED	15	clear	622	2026-07-29 02:51Z
acht_sim_harb_4vsjcy6h5jl	ach outgoing CREDIT	$487.14	SETTLED	35	review	589	2026-07-28 04:53Z
acht_sim_harb_6bocfc9o5ho	ach outgoing CREDIT	$353.24	SETTLED	15	clear	586	2026-07-28 03:09Z
acht_sim_harb_2u9ryazu58w	ach outgoing CREDIT	$502.42	SETTLED	15	clear	481	2026-07-24 23:23Z
acht_sim_harb_8kj1fq7y4xx	ach outgoing CREDIT	$311.45	RETURNED	0	clear	358	2026-07-21 03:28Z
acht_sim_harb_5s1q0m4p4zv	ach outgoing DEBIT	$482.48	SETTLED	0	clear	329	2026-07-20 20:04Z
acht_sim_harb_6h0wsryq4wl	ach outgoing CREDIT	$192.35	SETTLED	0	clear	303	2026-07-19 20:49Z
acht_sim_harb_9j3wz6pz4k7	ach outgoing DEBIT	$273.03	COMPLETED	15	clear	197	2026-07-16 01:47Z
acht_sim_harb_ba0hf8ll4h0	ach outgoing DEBIT	$213.74	COMPLETED	0	clear	173	2026-07-15 02:54Z
acht_sim_harb_5dvjc1pl4ck	ach outgoing DEBIT	$849.26	COMPLETED	0	clear	144	2026-07-14 03:38Z
acht_sim_harb_30w2km14c0	ach outgoing CREDIT	$326.31	COMPLETED	0	clear	123	2026-07-13 22:06Z
acht_sim_harb_27sttus148i	ach outgoing CREDIT	$250.65	COMPLETED	0	clear	110	2026-07-13 03:42Z
acht_sim_harb_8p40d8d48m	ach outgoing CREDIT	$303.27	COMPLETED	0	clear	99	2026-07-12 23:19Z
acht_sim_harb_7dxjfuv47x	ach outgoing CREDIT	$431.36	COMPLETED	0	clear	98	2026-07-12 23:09Z
acht_sim_harb_9dz5pvag43j	ach outgoing CREDIT	$197.66	COMPLETED	0	clear	74	2026-07-12 00:58Z
acht_sim_harb_44b1z9dm459	ach outgoing CREDIT	$247.74	RETURNED	0	clear	53	2026-07-11 20:11Z

Alerts on this counterparty

No alerts.