Counterparty

Receiver 24

Id: cpty_sim_harb_3zgvpa0041j
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 21

Counterparty Risk Skoor Report →

Skoor

25n=29

Band

clear

Confidence

0.51

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-RET-03 The counterparty's return rate is above five percent.	`counterparty.return_rate`	+15		return rate 2/29
2	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.return_rate	+15		return rate 2/29
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 29,
  "returns": {
    "any": 2,
    "unauthorized": 0
  },
  "scoredN": 29,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.10344827586206896,
  "concentration": 0.0019002772863469224,
  "confidenceDecay": 1,
  "distinctEntities": 21,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 3,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	25	clear	29	0.51	crs-v1
2026-09-17 19:31Z	25	clear	20	0.38	crs-v1
2026-09-17 19:30Z	null	unscored	2	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_76gxejvb9im	ach outgoing CREDIT	$302.45	SUBMITTED	15	clear	2230	2026-09-16 20:31Z
acht_sim_harb_4ngp30vl9aw	ach outgoing CREDIT	$335.95	SETTLED	15	clear	2148	2026-09-13 20:38Z
acht_sim_harb_9vs1oo8f965	ach outgoing CREDIT	$677.20	SETTLED	15	clear	2140	2026-09-13 02:59Z
acht_sim_harb_341ifdoi919	ach outgoing CREDIT	$336.41	SETTLED	15	clear	2061	2026-09-11 04:03Z
acht_sim_harb_2ko80gpu8di	ach outgoing CREDIT	$212.55	SETTLED	15	clear	1785	2026-09-02 23:53Z
acht_sim_harb_c2d7xc2s8do	ach outgoing CREDIT	$770.06	SETTLED	15	clear	1783	2026-09-02 23:00Z
acht_sim_harb_1wk4nw1t8dr	ach outgoing CREDIT	$867.04	SETTLED	15	clear	1780	2026-09-02 22:09Z
acht_sim_harb_94tbmj7m8c7	ach outgoing CREDIT	$233.15	SETTLED	15	clear	1760	2026-09-02 02:54Z
acht_sim_harb_343dmfci87c	ach outgoing DEBIT	$192.84	SETTLED	30	review	1680	2026-08-30 22:38Z
acht_sim_harb_ajuv1nb77o4	ach outgoing CREDIT	$242.34	SETTLED	30	review	1475	2026-08-23 22:38Z
acht_sim_harb_7qtm0cj5735	ach outgoing CREDIT	$379.18	SETTLED	15	clear	1260	2026-08-18 02:14Z
acht_sim_harb_805m37116tt	ach outgoing DEBIT	$207.89	SETTLED	30	review	1119	2026-08-14 01:59Z
acht_sim_harb_aj2aqcdf6iz	ach outgoing DEBIT	$272.57	SETTLED	15	clear	992	2026-08-09 20:35Z
acht_sim_harb_77zxw9vn5u3	ach outgoing CREDIT	$516.40	SETTLED	15	clear	720	2026-08-01 04:16Z
acht_sim_harb_7l196c695tr	ach outgoing CREDIT	$579.23	SETTLED	15	clear	716	2026-08-01 03:05Z
acht_sim_harb_2kkenq0h5sz	ach outgoing DEBIT	$488.87	SETTLED	15	clear	705	2026-07-31 20:39Z
acht_sim_harb_8v4zewx15pw	ach outgoing CREDIT	$233.04	SETTLED	15	clear	699	2026-07-31 04:11Z
acht_sim_harb_8ymxknsb5pe	ach outgoing DEBIT	$314.84	SETTLED	15	clear	683	2026-07-31 00:26Z
acht_sim_harb_u43jdlf5nc	ach outgoing DEBIT	$278.25	SETTLED	15	clear	660	2026-07-30 05:53Z
acht_sim_harb_bf9phzke5le	ach outgoing CREDIT	$293.13	RETURNED	0	clear	628	2026-07-29 04:32Z
acht_sim_harb_ce6ke1be5mm	ach outgoing CREDIT	$815.14	SETTLED	0	clear	603	2026-07-28 22:09Z
acht_sim_harb_1on96fv057n	ach outgoing DEBIT	$440.01	RETURNED	0	clear	453	2026-07-24 02:36Z
acht_sim_harb_3lm5sp8t4y4	ach outgoing DEBIT	$265.60	SETTLED	0	clear	360	2026-07-21 03:46Z
acht_sim_harb_9j1hi50i4zy	ach outgoing DEBIT	$462.82	SETTLED	0	clear	359	2026-07-21 03:39Z
acht_sim_harb_v4cp3ap4y1	ach outgoing CREDIT	$836.91	SETTLED	15	clear	345	2026-07-20 23:58Z
acht_sim_harb_741pd4t44sa	ach outgoing CREDIT	$199.20	SETTLED	15	clear	271	2026-07-18 21:48Z
acht_sim_harb_azyd6scy4p8	ach outgoing DEBIT	$195.63	COMPLETED	0	clear	240	2026-07-17 21:44Z
acht_sim_harb_7jsie9hf48e	ach outgoing CREDIT	$422.98	COMPLETED	0	clear	111	2026-07-13 04:03Z
acht_sim_harb_cm53ysav44c	ach outgoing DEBIT	$580.41	COMPLETED	0	clear	75	2026-07-12 01:17Z
acht_sim_harb_4scmmv6741j	ach outgoing DEBIT	$579.99	COMPLETED	10	clear	49	2026-07-11 05:05Z

Alerts on this counterparty

No alerts.