Counterparty

Receiver 86

Id: cpty_sim_harb_3tcy1q7l5wf
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 6

Counterparty Risk Skoor Report →

Skoor

10n=8

Band

clear

Confidence

0.21

Version

crs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 8,
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 8,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.125,
  "concentration": 0.0007687103346056483,
  "confidenceDecay": 1,
  "distinctEntities": 6,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 14,
  "programsWithReturns": 0
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:31Z	10	clear	8	0.21	crs-v1
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_97zwqxgn94f	ach outgoing CREDIT	$501.77	SETTLED	15	clear	2068	2026-09-11 20:19Z
acht_sim_harb_abzwl79l8e3	ach outgoing CREDIT	$377.75	SETTLED	0	clear	1771	2026-09-02 20:45Z
acht_sim_harb_3sto0cq7hq	ach outgoing DEBIT	$708.06	SETTLED	15	clear	1414	2026-08-22 04:30Z
acht_sim_harb_7h1i9t5s7fu	ach outgoing DEBIT	$753.24	SETTLED	30	review	1387	2026-08-21 20:36Z
acht_sim_harb_6ydeezqi70r	ach outgoing DEBIT	$204.53	SETTLED	15	clear	1218	2026-08-17 00:22Z
acht_sim_harb_2xw6lu386rx	ach outgoing CREDIT	$800.71	SETTLED	0	clear	1131	2026-08-14 03:05Z
acht_sim_harb_b2yy12d06a5	ach outgoing DEBIT	$647.42	SETTLED	0	clear	915	2026-08-07 04:23Z
acht_sim_harb_28krqjth60c	ach outgoing CREDIT	$237.61	SETTLED	0	clear	815	2026-08-04 04:28Z
acht_sim_harb_1gpqg4jb5wf	ach outgoing CREDIT	$348.18	SETTLED	10	clear	743	2026-08-02 02:27Z

Alerts on this counterparty

No alerts.