Counterparty

Receiver 46

Id: cpty_sim_harb_3jg28y0b4xi
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 5

Counterparty Risk Skoor Report →

Skoor

10n=7

Band

clear

Confidence

0.20

Version

crs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 7,
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 7,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.0009568521086406791,
  "confidenceDecay": 1,
  "distinctEntities": 5,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 22,
  "programsWithReturns": 0
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:31Z	10	clear	7	0.20	crs-v1
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_a58xrqp3982	ach outgoing CREDIT	$720.70	SETTLED	0	clear	2131	2026-09-12 23:19Z
acht_sim_harb_1t6460l695e	ach outgoing CREDIT	$210.91	SETTLED	0	clear	2116	2026-09-12 20:57Z
acht_sim_harb_867faxvd93l	ach outgoing CREDIT	$768.64	SETTLED	0	clear	2087	2026-09-12 00:11Z
acht_sim_harb_3twz4ihc8t9	ach outgoing CREDIT	$390.13	SETTLED	0	clear	1966	2026-09-08 00:13Z
acht_sim_harb_4z9jt6818p3	ach outgoing DEBIT	$683.46	SETTLED	0	clear	1900	2026-09-06 20:05Z
acht_sim_harb_5nztn24w8oa	ach outgoing DEBIT	$592.13	SETTLED	0	clear	1878	2026-09-05 22:11Z
acht_sim_harb_b4fn0mhu83g	ach outgoing CREDIT	$242.99	SETTLED	15	clear	1658	2026-08-30 00:05Z
acht_sim_harb_9s0orxxu7v0	ach outgoing DEBIT	$868.74	SETTLED	0	clear	1544	2026-08-26 00:39Z
acht_sim_harb_5aocatui78x	ach outgoing DEBIT	$505.61	SETTLED	0	clear	1287	2026-08-18 22:12Z
acht_sim_harb_al67ey6u68z	ach outgoing DEBIT	$692.51	SETTLED	0	clear	872	2026-08-06 00:57Z
acht_sim_harb_bgad5nqr66p	ach outgoing DEBIT	$574.56	SETTLED	0	clear	864	2026-08-05 21:22Z
acht_sim_harb_avoxuwbq5gl	ach outgoing CREDIT	$327.32	SETTLED	0	clear	590	2026-07-28 04:13Z
acht_sim_harb_1qnqkebx51n	ach outgoing DEBIT	$473.11	SETTLED	0	clear	385	2026-07-22 01:39Z
acht_sim_harb_ay3wvhr74xi	ach outgoing CREDIT	$756.07	SETTLED	10	clear	355	2026-07-21 03:11Z

Alerts on this counterparty

No alerts.