Counterparty

Receiver 78

Id: cpty_sim_harb_3b2is2dv5sl
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 7

Counterparty Risk Skoor Report →

Skoor

10n=8

Band

clear

Confidence

0.21

Version

crs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 8,
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 8,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.0008167289235308886,
  "confidenceDecay": 1,
  "distinctEntities": 7,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 16,
  "programsWithReturns": 0
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:31Z	10	clear	8	0.21	crs-v1
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_b4j2y9oo8ns	ach outgoing CREDIT	$570.22	SETTLED	0	clear	1894	2026-09-06 02:44Z
acht_sim_harb_4stvspht888	ach outgoing CREDIT	$714.65	SETTLED	0	clear	1725	2026-09-01 01:39Z
acht_sim_harb_ag3gl0px84p	ach outgoing CREDIT	$724.16	SETTLED	0	clear	1670	2026-08-30 03:30Z
acht_sim_harb_69f0tak16q3	ach outgoing CREDIT	$189.56	SETTLED	0	clear	1087	2026-08-12 22:37Z
acht_sim_harb_4bj8zaau6gw	ach outgoing DEBIT	$421.55	SETTLED	0	clear	973	2026-08-09 00:53Z
acht_sim_harb_cp4f585m6ab	ach outgoing DEBIT	$198.80	SETTLED	0	clear	920	2026-08-07 05:53Z
acht_sim_harb_2hdc31ey69b	ach outgoing CREDIT	$493.83	SETTLED	0	clear	890	2026-08-06 05:39Z
acht_sim_harb_4njclh7u66m	ach outgoing DEBIT	$735.20	SETTLED	0	clear	843	2026-08-04 23:54Z
acht_sim_harb_40k0xa4u5sl	ach outgoing CREDIT	$716.00	SETTLED	10	clear	663	2026-07-30 20:26Z

Alerts on this counterparty

No alerts.