Counterparty

Receiver 87

Id: cpty_sim_harb_2oles0ie5yg
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 1

Counterparty Risk Skoor Report →

Skoor

nulln=1

Band

unscored

Confidence

null

Version

crs-v1

Unscored: too little history for a number. Treated as Review, never as Clear.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 1,
  "reason": "history 1 below minimum 3",
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 1,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.00011485323050577405,
  "distinctEntities": 1,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 45,
  "programsWithReturns": 0
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the unscored band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $1,000.00
Per day: $5,000.00
Per month: $25,000.00
Re-screen every: 30 days

What unlocks the next band

Unscored: 2 more observations before a number exists. Until then the counterparty moves under the unscored caps, never the clear ones.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_4pbqcgbp88q	ach outgoing CREDIT	$744.42	SETTLED	0	clear	1724	2026-09-01 01:34Z
acht_sim_harb_1vpfkgf6885	ach outgoing CREDIT	$292.63	SETTLED	0	clear	1716	2026-08-31 22:41Z
acht_sim_harb_5cijkunf853	ach outgoing DEBIT	$264.57	SETTLED	0	clear	1691	2026-08-31 00:01Z
rttr_sim_harb_7gzli3pk82t	realtime outgoing	$824.51	COMPLETED	0	clear	1607	2026-08-28 23:00Z
acht_sim_harb_2sv0pwqx7ra	ach outgoing DEBIT	$379.32	SETTLED	15	clear	1524	2026-08-25 03:00Z
acht_sim_harb_5w8si7cq6in	ach outgoing DEBIT	$217.75	SETTLED	0	clear	999	2026-08-10 00:05Z
acht_sim_harb_1bpp84nv6cy	ach outgoing DEBIT	$531.87	SETTLED	0	clear	927	2026-08-07 23:12Z
acht_sim_harb_2cv4l0yk5yg	ach outgoing CREDIT	$271.63	SETTLED	10	clear	766	2026-08-02 23:55Z

Alerts on this counterparty

No alerts.