Counterparty

Receiver 2

Id: cpty_sim_harb_2hkyscw3xi
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 26

Counterparty Risk Skoor Report →

Skoor

10n=96

Band

clear

Confidence

0.80

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 96,
  "returns": {
    "any": 3,
    "unauthorized": 0
  },
  "scoredN": 91,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.03296703296703297,
  "concentration": 0.007675038368212717,
  "confidenceDecay": 1,
  "distinctEntities": 26,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 3,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	10	clear	96	0.80	crs-v1
2026-09-17 19:31Z	10	clear	63	0.78	crs-v1
2026-09-17 19:30Z	10	clear	4	0.12	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_51lfujkr9ih	ach outgoing CREDIT	$195.78	SUBMITTED	0	clear	2249	2026-09-17 01:02Z
acht_sim_harb_9u9k505n9gg	ach outgoing DEBIT	$805.37	SETTLED	15	clear	2237	2026-09-16 01:09Z
acht_sim_harb_4nurayh79d2	ach outgoing CREDIT	$329.84	SETTLED	0	clear	2198	2026-09-14 23:54Z
acht_sim_harb_93ppepen98p	ach outgoing DEBIT	$909.48	SETTLED	15	clear	2153	2026-09-13 21:34Z
acht_sim_harb_4vxv109r933	ach outgoing CREDIT	$419.15	SETTLED	0	clear	2078	2026-09-11 21:49Z
acht_sim_harb_ajvxgj128z6	ach outgoing DEBIT	$673.12	SETTLED	15	clear	2026	2026-09-10 01:06Z
acht_sim_harb_bx9g1zsi8yh	ach outgoing DEBIT	$207.79	SETTLED	0	clear	2023	2026-09-10 00:26Z
acht_sim_harb_b13txgih8yt	ach outgoing CREDIT	$261.48	SETTLED	0	clear	2014	2026-09-09 21:56Z
acht_sim_harb_9tin4uet8ky	ach outgoing CREDIT	$736.56	SETTLED	30	review	1857	2026-09-05 03:41Z
acht_sim_harb_8dv02sh28j7	ach outgoing CREDIT	$578.32	SETTLED	0	clear	1857	2026-09-05 02:13Z
acht_sim_harb_575oyx6e8l4	ach outgoing CREDIT	$634.38	SETTLED	15	clear	1845	2026-09-04 22:42Z
acht_sim_harb_27ygj59r8i0	ach outgoing CREDIT	$424.07	SETTLED	0	clear	1825	2026-09-04 02:41Z
acht_sim_harb_ynjwzjh8ff	ach outgoing CREDIT	$458.76	SETTLED	15	clear	1803	2026-09-03 05:15Z
acht_sim_harb_b8qi3iot8ef	ach outgoing CREDIT	$403.29	SETTLED	0	clear	1781	2026-09-02 22:54Z
acht_sim_harb_c8vsp9l58bx	ach outgoing CREDIT	$767.00	SETTLED	0	clear	1762	2026-09-02 03:21Z
acht_sim_harb_aguw9t7m8ae	ach outgoing DEBIT	$756.60	SETTLED	30	review	1752	2026-09-01 23:38Z
acht_sim_harb_6fe048mf86t	ach outgoing CREDIT	$276.29	SETTLED	0	clear	1689	2026-08-30 23:04Z
acht_sim_harb_43327lke834	ach outgoing DEBIT	$709.63	SETTLED	0	clear	1649	2026-08-29 21:19Z
acht_sim_harb_2jh41e0281k	ach outgoing DEBIT	$197.14	SETTLED	15	clear	1625	2026-08-28 22:27Z
acht_sim_harb_4p8qc1d980e	ach outgoing DEBIT	$198.94	SETTLED	15	clear	1609	2026-08-28 03:32Z
acht_sim_harb_811a36gc7sy	ach outgoing CREDIT	$577.18	SETTLED	0	clear	1554	2026-08-26 03:30Z
acht_sim_harb_5nb9nigo7ta	ach outgoing CREDIT	$782.58	SETTLED	30	review	1538	2026-08-25 22:19Z
acht_sim_harb_4rocd0cc7tz	ach outgoing CREDIT	$408.44	SETTLED	0	clear	1535	2026-08-25 20:46Z
acht_sim_harb_5qlv4ic77ry	ach outgoing CREDIT	$633.72	SETTLED	0	clear	1506	2026-08-25 00:48Z
acht_sim_harb_9lipwjmf7p7	ach outgoing CREDIT	$193.65	SETTLED	0	clear	1494	2026-08-24 22:16Z
acht_sim_harb_czjpidp7nl	ach outgoing DEBIT	$343.36	RETURNED	15	clear	1468	2026-08-23 21:40Z
acht_sim_harb_9kthvsqr7k6	ach outgoing DEBIT	$266.89	SETTLED	15	clear	1459	2026-08-23 04:01Z
acht_sim_harb_1jqc9mj57ba	ach outgoing DEBIT	$568.55	SETTLED	15	clear	1335	2026-08-20 02:21Z
acht_sim_harb_5mhso0br78r	ach outgoing CREDIT	$628.36	SETTLED	0	clear	1303	2026-08-19 03:52Z
acht_sim_harb_5r2qiay3750	ach outgoing CREDIT	$623.39	SETTLED	0	clear	1274	2026-08-18 05:00Z
acht_sim_harb_27qfeoti73t	ach outgoing DEBIT	$755.56	SETTLED	0	clear	1251	2026-08-17 23:45Z
acht_sim_harb_701zw6ve72t	ach outgoing DEBIT	$301.43	SETTLED	0	clear	1244	2026-08-17 22:51Z
acht_sim_harb_1g51z97o74n	ach outgoing DEBIT	$535.08	SETTLED	15	clear	1235	2026-08-17 21:21Z
acht_sim_harb_31ctbbb71o	ach outgoing CREDIT	$271.15	SETTLED	15	clear	1220	2026-08-17 01:23Z
acht_sim_harb_87agm9ed6ze	ach outgoing CREDIT	$698.90	SETTLED	0	clear	1212	2026-08-16 23:42Z
acht_sim_harb_6y5eq0ep6wx	ach outgoing DEBIT	$843.02	SETTLED	0	clear	1178	2026-08-16 01:38Z
acht_sim_harb_dif1ixx6sl	ach outgoing DEBIT	$663.21	HOLD	5	clear	1088	2026-08-13 21:23Z
acht_sim_harb_99xl05vv6pk	ach outgoing CREDIT	$227.11	SETTLED	0	clear	1088	2026-08-12 23:53Z
acht_sim_harb_8kotq4qn6on	ach outgoing CREDIT	$390.42	SETTLED	0	clear	1059	2026-08-11 21:57Z
acht_sim_harb_ivb4zqh6iq	ach outgoing DEBIT	$633.58	SETTLED	0	clear	1015	2026-08-10 05:18Z

Alerts on this counterparty

No alerts.