Counterparty

Receiver 45

Id: cpty_sim_harb_1iejz6444vr
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 10

Counterparty Risk Skoor Report →

Skoor

90n=13

Band

hold

Confidence

0.28

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	CRS-RET-01 The counterparty has drawn unauthorized returns.	`counterparty.unauthorized_returns`	+40	drew 1 unauthorized return(s)
2	CRS-RET-02 The counterparty's unauthorized return rate is above the network threshold.	`counterparty.unauthorized_rate`	+15	unauthorized rate 1/13 above the network threshold
3	CRS-RET-03 The counterparty's return rate is above five percent.	`counterparty.return_rate`	+15	return rate 1/13

Signals

Signal	Weight	Detail
counterparty.unauthorized_returns	+40	drew 1 unauthorized return(s)
counterparty.unauthorized_rate	+15	unauthorized rate 1/13 above the network threshold
counterparty.return_rate	+15	return rate 1/13
counterparty.review_share	+10	46% in the review band
counterparty.new	+10	first seen 0d ago

Inputs

{
  "n": 13,
  "returns": {
    "any": 1,
    "unauthorized": 1
  },
  "scoredN": 13,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.46153846153846156,
  "concentration": 0.0007863239317465921,
  "confidenceDecay": 1,
  "distinctEntities": 10,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 7,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	90	hold	13	0.28	crs-v1
2026-09-17 19:31Z	90	hold	10	0.24	crs-v1
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the hold band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $0.00
Per day: $0.00
Per month: $0.00
Re-screen every: 7 days

What unlocks the next band

From hold to review: shed 21 points. At review the caps become $10,000.00 per transaction, $50,000.00 per day, $500,000.00 per month.

Signal to clear	Points	Hard	What it means
counterparty.unauthorized_returns	40		The counterparty has drawn unauthorized returns.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_cr9cgq6e8wq	ach outgoing CREDIT	$481.44	SETTLED	40	review	2011	2026-09-09 22:03Z
acht_sim_harb_7ytdvs2w8t6	ach outgoing DEBIT	$551.21	SETTLED	55	review	1952	2026-09-07 21:56Z
acht_sim_harb_2k78yk5d82b	ach outgoing CREDIT	$400.22	SETTLED	40	review	1623	2026-08-29 00:11Z
acht_sim_harb_1tjw5ydj7rg	ach outgoing DEBIT	$316.36	SETTLED	40	review	1504	2026-08-25 01:19Z
acht_sim_harb_cqaaokoh7du	ach outgoing CREDIT	$218.35	SETTLED	55	review	1376	2026-08-21 05:53Z
acht_sim_harb_4ld7nni6l9	ach outgoing CREDIT	$218.29	SETTLED	40	review	1049	2026-08-11 04:49Z
acht_sim_harb_4fdqeiie6d4	ach outgoing CREDIT	$345.76	SETTLED	0	clear	946	2026-08-08 03:42Z
acht_sim_harb_4hyx4en95gc	ach outgoing DEBIT	$344.25	SETTLED	0	clear	575	2026-07-27 22:54Z
acht_sim_harb_6ejl9sqj5gu	ach outgoing CREDIT	$457.36	SETTLED	0	clear	573	2026-07-27 22:22Z
acht_sim_harb_1fitgq9v580	ach outgoing CREDIT	$469.97	SETTLED	15	clear	431	2026-07-23 20:12Z
acht_sim_harb_c749crbf54h	ach outgoing CREDIT	$263.44	RETURNED	0	clear	409	2026-07-23 00:35Z
acht_sim_harb_1ymg9y2p52b	ach outgoing DEBIT	$441.39	SETTLED	0	clear	398	2026-07-22 05:33Z
acht_sim_harb_4xavxb4w4vr	ach outgoing CREDIT	$710.44	SETTLED	10	clear	311	2026-07-19 22:51Z

Alerts on this counterparty

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	counterparty_hold	Counterparty Receiver 45 entered the hold band (Skoor 90, n=10): counterparty.unauthorized_returns, counterparty.unauthorized_rate, counterparty.return_rate, counterparty.review_share, counterparty.new.	high	90 hold	reviewed	held