Entity velocity spiked: 10 transfers and $4,777.41 in 24 hours.

What happened. A ach outgoing credit transfer of $201.58 (acht_sim_harb_2nco616f9lf) on program Harbor Marketplace Payouts (simulated) was flagged by detector velocity_spike: Entity velocity spiked: 10 transfers and $4,777.41 in 24 hours.. What the evidence shows. Transaction Risk Skoor 50 (band review). Signals: returns.counterparty_prior_unauthorized (+40), velocity.count_24h_gt_5 (+10). Entity Birch Holdings 11: verification VERIFIED, PEP no, high risk no. What was checked. Program KRIs as of the latest snapshot: frozen_accounts ok, hold_aging_hours watch, overdraft_events ok, manual_review_rate ok, card_fraud_declines unmeasured, pep_flagged_entities watch, velocity_vs_declared ok, stale_screening_share ok, high_risk_entity_share watch, reserve_coverage_ratio ok, ach_overall_return_rate ok, verification_denial_rate ok, manual_review_aging_hours breach, ach_unauthorized_return_rate breach, sanctioned_country_transfers ok, ach_administrative_return_rate ok, counterparty_concentration_top1 ok. No prior dispositions on this entity or counterparty. What is recommended. Recommended: escalate. A person decides; this draft was assembled from the evidence without a model (model call failed).

{
  "n": 1902,
  "band": "review",
  "skoor": 50,
  "signals": [
    {
      "code": "velocity.count_24h_gt_5",
      "detail": "10 transfers in 24h",
      "weight": 10
    }
  ],
  "routeReason": "detector not auto-closable"
}