Activity on an entity flagged by screening (PEP status potential).

What happened. Entity enti_sim_meri_28dfpclz9pj (person, "Potential Pep 2") was flagged by the sanctions_or_pep detector for a potential PEP match. The detector routed the alert to review because this detector type is always reviewed, not because of a score threshold. The alert ties to one ACH outgoing credit transfer of $435.04, settled, with no return code. What the evidence shows. The entity record shows verification status VERIFIED, high_risk false, review reasons none, and last screened 2026-08-22, two days before the transfer. The transfer-level skoor is 15, band clear, with the only contributing signal being entity.pep_potential at weight 15; hard_signal is false. The transfer itself settled normally with no return code and counterparty country unknown. Program KRIs show pep_flagged_entities=1 of 30 (watch), which is consistent with this being the single flagged entity in the program, not evidence of a broader pattern. Other KRI breaches (reserve_coverage_ratio, manual_review_aging_hours, ach_unauthorized_return_rate) are program-wide metrics not specific to this entity or transfer. What was checked. Reviewed the alert's skoor and band, the entity's verification and screening status, the transfer's settlement status and return code, and the program KRI panel for any PEP-related pattern beyond this single entity. No prior dispositions exist for this alert. What is recommended. Close the alert. The entity is verified, not marked high risk, has no open review reasons, and was screened before the transfer date. The transfer settled without issue and the transfer-level score is in the clear band with no hard signal. Program-wide KRI breaches are unrelated to this specific entity or transfer and do not by themselves indicate a pattern tied to this alert.

{
  "n": 684,
  "band": "clear",
  "skoor": 15,
  "signals": [
    {
      "code": "entity.pep_potential",
      "detail": "potential PEP match",
      "weight": 15
    }
  ],
  "routeReason": "detector always reviewed"
}