Activity on an entity flagged by screening (PEP status no, high risk).

What happened. The sanctions_or_pep detector fired on entity enti_sim_lant_6uvwvng8cjh because screening marked the entity high risk, triggering review of an ACH outgoing credit transfer of $816.87 (transfer acht_sim_lant_5zzdzrj9d62) under the Lantern Lending program. What the evidence shows. The entity is a VERIFIED US business, PEP status is no, and review reasons are none. The only signal present is entity.high_risk contributing +20 to the score. The alert skoor is 20, banded clear, and hard_signal is false. The transfer itself scored 20, clear band, with confidence 0.79 across n=226. The transfer settled with no return code, and counterparty country is unknown. Program KRIs show high_risk_entity_share at 0.030 (ok), stale_screening_share at 0.061 (ok), sanctioned_country_transfers at 0 (ok), and ach return rates at 0 across categories (ok). Two KRIs show elevated readings: hold_aging_hours at 1406.4 hours (watch, n=1) and manual_review_aging_hours at 1433.5 hours (breach, n=2), but neither is tied to this entity or this transfer in the evidence provided. What was checked. Detector signal composition, entity verification and PEP status, review reasons, transfer settlement status and return code, transfer-level score and band, and program KRI panel for related risk indicators (high_risk_entity_share, stale_screening_share, sanctioned_country_transfers, PEP flags, manual review aging). Prior dispositions: none on file. What is recommended. The transfer has already settled with no return code, so there is no fund movement to hold. The entity is verified, not PEP, has no review reasons, and screening is not stale. The alert and transfer both score clear band with no hard signal. The manual_review_aging_hours breach is a program-level KRI with n=2 and is not linked to this specific entity or transfer in the evidence; it does not by itself indicate a problem with this alert. No evidence here requires a person to intervene on this specific alert.

{
  "n": 226,
  "band": "clear",
  "skoor": 20,
  "signals": [
    {
      "code": "entity.high_risk",
      "detail": "entity marked high risk by screening",
      "weight": 20
    }
  ],
  "routeReason": "detector always reviewed"
}