Activity on an entity flagged by screening (PEP status potential).

What happened. Sanctions/PEP detector fired on entity enti_sim_lant_866sn4vcjd (Lantern Lending, ACH program) following an outgoing ACH debit of $2,307.96 on 2026-08-03 to first-time counterparty cpty_sim_lant_6wkj1ys5dag (country unknown). The transfer settled with no return code. The detector routes to review by default regardless of score. What the evidence shows. The transfer-level skoor is 25, in the clear band, with hard_signal false. The only signals present are entity.pep_potential (+15) and counterparty.first_time (+10), both low-weight contextual flags rather than confirmed derogatory findings. The entity record shows verification status VERIFIED, high_risk=false, and review reasons: none, with a last screening date of 2026-06-25. Program KRIs show pep_flagged_entities at 1/33 (watch) and stale_screening_share at 6.1% (ok), neither specific to this entity. manual_review_aging_hours is in breach at the program level (1433.5h, n=3), which reflects review-queue timing rather than this alert's substance. No sanctioned-country transfers, no unauthorized/administrative returns, and ach_overall_return_rate is 0. What was checked. Alert evidence and skoor/band; transfer details (status, amount, rail, counterparty, return code); entity verification status, high-risk flag, review reasons, and last screening date; program KRIs for PEP-related and screening-related metrics; prior dispositions (none on record). What is recommended. Close the alert. The entity is a potential PEP match only, has passed verification, carries no high-risk flag, and has no open review reasons. The associated transfer scored clear with no hard signal and settled without incident. Nothing in the evidence indicates a confirmed PEP match, adverse finding, or fund-movement concern requiring a hold. The program-level manual_review_aging_hours breach is noted for operational awareness but does not change the disposition of this specific alert.

{
  "n": 281,
  "band": "clear",
  "skoor": 25,
  "signals": [
    {
      "code": "entity.pep_potential",
      "detail": "potential PEP match",
      "weight": 15
    }
  ],
  "routeReason": "detector always reviewed"
}