Activity on an entity flagged by screening (PEP status potential).

What happened. An alert fired on entity enti_sim_lant_866sn4vcjd, a verified US person flagged by screening as a potential PEP match, in connection with a settled outgoing ACH credit of $2,224.59 under the Lantern Lending program. What the evidence shows. The detector scored 15, which falls in the clear band, and hard_signal is false. The only contributing signal is entity.pep_potential at weight 15. The entity record shows verification VERIFIED, high_risk false, and no review reasons listed, with last screening on 2026-06-25. The transfer itself settled with no return code and carries the same clear-band score of 15 with high confidence (n=448, confidence 0.985). Program KRIs show pep_flagged_entities at 1 of 33 (watch) and stale_screening_share at 3.0% (ok), high_risk_entity_share at 3.0% (ok), and manual_review_aging_hours in breach (1433.55 hours, n=3), though this last KRI is a program-level aging metric not specific to this entity or transfer. What was checked. Detector score and band, hard_signal flag, entity verification status and review reasons, transfer status and return code, transfer-level skoor and confidence, and relevant program KRIs including pep_flagged_entities, stale_screening_share, high_risk_entity_share, and manual_review_aging_hours. Prior dispositions were checked and none exist for this alert. What is recommended. Close the alert. The screening match is potential only, the entity is verified with no open review reasons, the transfer settled cleanly with no return code, and both entity- and transfer-level scores sit in the clear band with high confidence. The manual_review_aging_hours breach is a program-wide metric and does not by itself indicate an issue with this specific entity or transfer; it may warrant separate operational attention outside this alert.

{
  "n": 448,
  "band": "clear",
  "skoor": 15,
  "signals": [
    {
      "code": "entity.pep_potential",
      "detail": "potential PEP match",
      "weight": 15
    }
  ],
  "routeReason": "detector always reviewed"
}