Alert · reviewed · open
The entity's first transfer, $502.92, above the program median, came 0.0 hours after verification.
- Detector
- rapid_onboarding
- Severity
- medium
- Program
- Harbor Marketplace Payouts (simulated)
- Subject
- transfer acht_sim_harb_7a0i0drp444
- Transfer
- acht_sim_harb_7a0i0drp444 · $502.92 · ach outgoing
- Skoor at alert
- 0 clear
- Hard signal
- no
- Policy
- policy-v1
- Opened
- 2026-09-17 19:30Z
- Closed
- —
- Decision clock
- none · due — no clock
- Escalated
- —
Draft narrative
What happened. A ach outgoing debit transfer of $502.92 (acht_sim_harb_7a0i0drp444) on program Harbor Marketplace Payouts (simulated) was flagged by detector rapid_onboarding: The entity's first transfer, $502.92, above the program median, came 0.0 hours after verification..
What the evidence shows. Transaction Risk Skoor 0 (band clear). Entity Iris Services 18: verification VERIFIED, PEP no, high risk no.
What was checked. No program KRI snapshot was available. No prior dispositions on this entity or counterparty.
What is recommended. Recommended: close. A person decides; this draft was assembled from the evidence without a model (model output did not match the schema).
- Recommendation
- close
- Confidence
- null (template, no model)
- Model
- none (template)
- Drafted
- 2026-09-17 19:30Z
- Rationale
- Template draft: recommendation follows the band and the hard-signal rule only.
Evidence
{
"n": 30,
"band": "clear",
"skoor": 0,
"typology": "rapid_onboarding",
"confidence": 0.275,
"thresholds": {
"hours": 24
},
"medianCents": "48191",
"routeReason": "detector not auto-closable",
"hoursSinceVerification": 0
}
Decision
Sign in as an operator to decide. Operator sign-in →
Dispositions
No disposition yet.
Actions
Freeze, request to program, and suspend need a second, distinct approver. Clear hold, cancel, and pause execute on the requester's approval. Executed through the bank's own API with the tenant's sandbox key; a dry run when there is none.
No actions requested.