Activity on an entity flagged by screening (PEP status potential).

What happened. An alert fired from the sanctions_or_pep detector on entity enti_sim_meri_28dfpclz9pj under the Meridian Remit program, tied to a settled outgoing ACH transfer of $342.45 (acht_sim_meri_9kdxy7g9aj1) dated 2026-07-28. The detector routes to review by policy regardless of score. What the evidence shows. The entity is flagged as a potential PEP match, contributing the sole signal (entity.pep_potential, weight 15). The transfer and entity skoor is 15, placed in the 'clear' band, with hard_signal false. The entity is VERIFIED, high_risk is false, and review reasons are listed as none. Last screening was 2026-06-25, about two months before the transfer, and is not flagged as stale. The transfer settled normally with no return code. Program-level KRIs show pep_flagged_entities at a 'watch' level (1 of 30, 3.33%) but stale_screening_share, high_risk_entity_share, and verification_denial_rate are all at the same low 3.33% level and marked 'ok', consistent with a single isolated case rather than a pattern. ACH return rates, sanctioned_country_transfers, and reserve_coverage_ratio are all within normal ranges. There are no prior dispositions for this entity or alert. What was checked. Reviewed the entity's verification status, PEP designation, review reasons, and screening recency. Reviewed the associated transfer's amount, status, and return code. Reviewed the transfer and entity skoor and band. Reviewed program-level KRIs for related patterns (PEP flags, stale screening, high-risk share, verification denials) to assess whether this is isolated or part of a broader trend. Confirmed no prior dispositions exist for this alert or entity. What is recommended. Close the alert. The entity is verified with no open review reasons, the skoor is in the clear band with hard_signal false, screening is current, the transfer settled without issue, and program KRIs do not show a pattern beyond this single flagged entity. Nothing in the evidence requires a person to intervene before funds move; no funds are currently held. A person should still confirm during periodic PEP file review given the 'potential PEP' designation remains open, but that does not require holding this transfer.

{
  "n": 288,
  "band": "clear",
  "skoor": 15,
  "signals": [
    {
      "code": "entity.pep_potential",
      "detail": "potential PEP match",
      "weight": 15
    }
  ],
  "routeReason": "detector always reviewed"
}