Activity on an entity flagged by screening (PEP status potential).

What happened. Alert 9a7b3782-2e8b-47cf-981f-7b6c43b908a7 was opened by the sanctions_or_pep detector on 2026-09-17 for entity enti_sim_lant_866sn4vcjd, a person named 'Potential Pep 3' under the Lantern Lending program. The alert cites a single potential PEP match. The route was 'reviewed' because this detector is always reviewed, not because of elevated risk. What the evidence shows. The entity-level skoor is 15, placing it in the 'clear' band, with hard_signal false. The only contributing signal is entity.pep_potential at weight 15. The entity record shows verification status VERIFIED, high_risk false, and review reasons none, with last screening on 2026-06-25T12:01:30.000Z. The single associated transfer, acht_sim_lant_4p5nxr48dcn, is an outgoing ACH credit for $2,441.74 USD, status SETTLED, with no return code. The transfer's own skoor is also 15/clear with n=295 and confidence 0.88. Program-level KRIs are mostly in the 'ok' range: stale_screening_share 6.06%, high_risk_entity_share 3.03%, verification_denial_rate 3.03%, ach return rates all 0%. Two KRIs show elevated readings: pep_flagged_entities at 1/33 (watch) and manual_review_aging_hours at 1433.5 hours (breach), but neither is specific to this entity or transfer. What was checked. Confirmed the alert score and band, hard_signal flag, and the single signal driving the alert. Reviewed the entity's verification status, high-risk flag, review reasons, and screening recency. Reviewed the transfer's status, return code, and amount against the program's declared monthly volume of $900,000.00. Reviewed program KRIs for any pattern indicating broader sanctions or PEP exposure. Checked prior dispositions: none exist for this alert. What is recommended. No signal in this alert requires a person to intervene before the transfer, which has already settled with no return. The entity is verified, not flagged high risk, has no review reasons, and screening is current (not in the stale share). The program-level PEP watch (1 of 33 entities) and manual review aging breach are not tied to this specific alert and are not evidence of a pattern involving this entity or transaction. Recommend closing this alert. The manual_review_aging_hours breach may warrant separate attention at the program level, but that is outside the scope of this entity-specific alert.

{
  "n": 295,
  "band": "clear",
  "skoor": 15,
  "signals": [
    {
      "code": "entity.pep_potential",
      "detail": "potential PEP match",
      "weight": 15
    }
  ],
  "routeReason": "detector always reviewed"
}