Activity on an entity flagged by screening (PEP status no, high risk).

What happened. Alert 909dbe84-8488-44f0-95eb-3b1814e23dd4 was generated by the sanctions_or_pep detector on entity enti_sim_harb_skonrvy3x6 (Harbor Marketplace Payouts program) after an outgoing ACH credit of $677.72 to counterparty cpty_sim_harb_5mp0z29x6pq settled on 2026-08-21. The detector routes to review on any high-risk screening hit regardless of score, per routeReason 'detector always reviewed'. What the evidence shows. The transfer-level skoor is 20, band clear, hard_signal false, with the only contributing signal being entity.high_risk (+20). The entity record shows verification status VERIFIED, pep flag no, review reasons none, and last screened 2026-06-26, which is within the program's stale_screening_share=0 measure. The transfer settled with no return code, indicating no rail-level rejection. Program KRIs show two items outside normal range: manual_review_aging_hours is in breach (1438.04 hrs, n=9) and ach_unauthorized_return_rate is in breach (1.18%, n=507); hold_aging_hours, pep_flagged_entities, and high_risk_entity_share are in watch status. None of these KRIs are specific to this entity or this transfer; they describe program-wide conditions. What was checked. Reviewed the alert's skoor and signal composition, the entity's verification, PEP, and review-reason fields, the transfer's settlement status and return code, and the program KRI panel for any entity- or transfer-specific linkage to the flagged conditions. Prior dispositions for this alert: none. What is recommended. Close this alert. The evidence for this specific entity and transfer does not show a PEP match, an active review reason, stale screening, or a returned/failed transfer. The transfer has already settled, so a hold or release action does not apply. Separately, the manual_review_aging_hours and ach_unauthorized_return_rate breaches at the program level warrant a person's attention outside this alert, since they are not explained by this entity's activity alone.

{
  "n": 1351,
  "band": "clear",
  "skoor": 20,
  "signals": [
    {
      "code": "entity.high_risk",
      "detail": "entity marked high risk by screening",
      "weight": 20
    }
  ],
  "routeReason": "detector always reviewed"
}