Activity on an entity flagged by screening (PEP status no, high risk).

What happened. Alert 600a1315-fe3d-4d28-aa14-36794a8dd0a7 was generated by the sanctions_or_pep detector on entity enti_sim_lant_6uvwvng8cjh, part of the Lantern Lending program. The detector routes to review on every trigger regardless of score. The alert concerns a single settled outgoing ACH credit of $1,521.32 USD dated 2026-07-13. What the evidence shows. The entity is a verified US business, PEP status is no, and the only signal present is entity.high_risk (+20), which is the full score. This places the alert in the clear band with no hard signal. The transfer settled with no return code and the counterparty's country is unknown but no signal was raised on that basis. Entity review reasons are listed as none, and screening was last performed 2026-06-26. Volume on this single transfer ($1,521.32) is well within the program's declared monthly volume of $900,000.00. No prior dispositions exist for this entity. What was checked. Score and band (skoor 20, band clear, n=35, confidence 0.3025), hard signal flag (false), PEP status (no), entity verification status (VERIFIED), entity review reasons (none), transfer status and return code (SETTLED, none), and prior disposition history (none). What is recommended. Close the alert. The entity is verified, not PEP, has no open review reasons, and the single associated transfer settled cleanly with no return code. The evidence does not show a pattern or unresolved risk indicator that requires a person to intervene before further activity. Confidence is moderated by the relatively low sample size (n=35) and confidence score (0.3025) behind the skoor calculation, and by the unknown counterparty country, though neither triggered an independent signal.

{
  "n": 35,
  "band": "clear",
  "skoor": 20,
  "signals": [
    {
      "code": "entity.high_risk",
      "detail": "entity marked high risk by screening",
      "weight": 20
    }
  ],
  "routeReason": "detector always reviewed"
}