The entity's first transfer, $857.09, above the program median, came 0.0 hours after verification.

What happened. Alert 5ba0ec34-c5a2-493a-a936-4ecadde629d5 fired on rapid_onboarding detector (severity medium) for entity Heath Holdings 119's first transfer, an outgoing ACH credit of $857.09 to counterparty cpty_sim_harb_c71xa38w3xi, initiated 0.0 hours after identity verification. The transfer has already settled. What the evidence shows. The transfer amount ($857.09) exceeds the program median ($407.61) and occurred immediately (0.0 hours) after verification, which is what triggered the detector given its 24-hour threshold. The transfer risk score is unscored (n=0, band unscored, confidence null), so no scoring model has assessed this transaction. The only listed signal is counterparty.first_time (+10). The transfer settled with no return code, indicating no rail-level failure or reversal. The entity is VERIFIED, not flagged high risk, not PEP, has no review reasons on file, and was last screened 2026-07-07. Counterparty country is listed as unknown. There are no prior dispositions on this entity. What was checked. Reviewed the alert evidence block (thresholds, median, scoring fields), the transfer record (status, amount, return code, rail), the entity record (verification status, risk flags, PEP status, review reasons, screening date), the program declared volume, and prior disposition history. No additional transfers or entity history beyond this first transfer are present in the record. What is recommended. Close the alert. The transfer is a single settled ACH credit with no return code, from a verified, non-high-risk, non-PEP entity, with no scoring signal beyond an unscored first-time counterparty flag and an amount modestly above median. Nothing in the evidence indicates a pattern requiring escalation, and the transfer has already settled so there are no funds to hold or release. The counterparty country being unknown is a minor data gap worth noting for future monitoring but does not on its own warrant escalation given the absence of any other risk indicator.

{
  "n": 0,
  "band": "unscored",
  "skoor": null,
  "typology": "rapid_onboarding",
  "confidence": null,
  "thresholds": {
    "hours": 24
  },
  "medianCents": "40761",
  "routeReason": "detector not auto-closable",
  "hoursSinceVerification": 0
}