The entity's first transfer, $799.13, above the program median, came 0.0 hours after verification.

What happened. An alert fired under the rapid_onboarding detector for entity Cedar Services 114 (program Harbor Marketplace Payouts). The subject transfer, acht_sim_harb_1p3uffzs3zn, is a $799.13 outgoing ACH credit that settled and was the entity's first transfer, occurring 0.0 hours after verification, above the detector's 24-hour threshold for what counts as 'rapid.' What the evidence shows. The transfer amount ($799.13) is above the program median of $352.26 but not extreme relative to a $4,000,000.00 declared monthly volume. The transfer has already SETTLED with no return code, so there is no held transaction to hold or release. The transfer-level score is unscored (n=0, confidence null), meaning there is no behavioral history to compare against. The entity is a VERIFIED US business, not flagged high risk, not PEP, with no review reasons on file and a screening date of 2026-06-23. There are no prior dispositions for this entity or transfer. What was checked. Detector fields (typology, threshold, hoursSinceVerification, medianCents), transfer status and return code, program declared volume and rails, entity verification status, risk flags, PEP status, review reasons, and prior disposition history. All fields present were reviewed; no external data beyond the provided context was used. What is recommended. Close the alert. The transfer has settled with no return code, the entity is verified with no risk flags or PEP status, and the single data point (first transfer amount and timing) does not by itself indicate a pattern requiring escalation. The unscored status reflects insufficient history rather than a specific risk signal. A person should still note the thin scoring data (n=0) if future alerts arise on this entity, but nothing in the current evidence requires holding funds already settled or escalating beyond this alert.

{
  "n": 0,
  "band": "unscored",
  "skoor": null,
  "typology": "rapid_onboarding",
  "confidence": null,
  "thresholds": {
    "hours": 24
  },
  "medianCents": "35226",
  "routeReason": "detector not auto-closable",
  "hoursSinceVerification": 0
}