Activity on an entity flagged by screening (PEP status potential).

What happened. Screening flagged entity enti_sim_meri_28dfpclz9pj (person 'Potential Pep 2') for potential PEP status. The alert cites a single ACH outgoing credit of $492.95 (transfer acht_sim_meri_3ee43isap2), settled, from program Meridian Remit. What the evidence shows. The alert-level skoor is 15, banded clear, with hard_signal false. The only contributing signal is entity.pep_potential (weight 15). The transfer-level skoor is also 15, band clear, confidence 0.955, based on n=359. The entity is verified, not flagged high risk, has no review reasons listed, was last screened 2026-06-25, and is located in the US. The transfer settled normally with no return code. Program KRIs show pep_flagged_entities at 1 of 30 (watch) and hold_aging_hours at watch (1364.95 hours, n=2), but all other KRIs relevant to sanctions or fraud (sanctioned_country_transfers, ach_unauthorized_return_rate, high_risk_entity_share, stale_screening_share, verification_denial_rate) are at ok. There are no prior dispositions for this entity or alert. What was checked. Detector and severity fields, skoor and band at both alert and transfer level, entity verification and risk flags, review reasons, screening recency, transfer status and return code, counterparty country, program KRIs, and prior disposition history. What is recommended. The evidence is a single low-weight potential PEP signal on a verified, non-high-risk entity with a clean settled transfer and no adverse review reasons. Nothing in the record indicates funds should be held or that a broader pattern exists beyond the two watch-level KRIs (pep_flagged_entities, hold_aging_hours), which reflect program-level counts rather than this specific alert. Close this alert; no transfer hold is warranted.

{
  "n": 359,
  "band": "clear",
  "skoor": 15,
  "signals": [
    {
      "code": "entity.pep_potential",
      "detail": "potential PEP match",
      "weight": 15
    }
  ],
  "routeReason": "detector always reviewed"
}