Entity velocity spiked: 1 transfers and $485.73 in 24 hours.

What happened. A velocity_spike alert fired for entity enti_sim_meri_zfaci2z9lw under program Meridian Remit, citing 1 transfer totaling $485.73 in a 24-hour window, exceeding 2x the program's average daily volume. What the evidence shows. The only transfer detail provided is acht_sim_meri_bcn5nsqc9pz, an ACH outgoing debit of $641.38, settled, with counterparty country unknown and no return code. This transfer was created 2026-07-10, which does not align with the alert's 24-hour window ending near the alert open time of 2026-09-17, and its amount ($641.38) does not match the summary's cited $485.73. The transfer itself carries no adverse signal beyond the single velocity flag (weight 10). The transfer-level score is unscored (n=0, confidence null), and the alert-level score is likewise unscored. The entity is a verified business, not flagged high risk, not PEP, with no review reasons and a screening date of 2026-05-20. There are no prior dispositions on this entity. What was checked. Reviewed the alert summary and evidence signal, the single linked transfer's status and counterparty detail, the transfer-level and alert-level scoring fields, the entity's verification and risk flags, the program's declared volume and rails, and prior disposition history. What is recommended. Close the alert. The evidence is limited to one low-dollar, settled ACH transfer with no return code, from a verified, non-high-risk, non-PEP entity with no review history. The velocity signal is a single weight-10 flag with no corroborating adverse indicators, and the transfer is already settled so there is no fund-movement decision pending. The mismatch between the alert's cited transfer date/amount and the linked transfer record should be noted for data-quality follow-up but does not itself indicate a risk pattern requiring escalation.

{
  "n": 0,
  "band": "unscored",
  "skoor": null,
  "signals": [
    {
      "code": "velocity.sum_24h_gt_2x_daily_avg",
      "detail": "24h sum above 2× the program daily average",
      "weight": 10
    }
  ],
  "routeReason": "detector not auto-closable"
}